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McMaster Association of Part-Time Students

The Health and Dental Plan Opt-In Option

MAPS has arranged for part-time students to opt-in to the MSU’s Health and Dental Plan. This is the same plan that all full-time undergraduates pay for as part of their ancillary fees. The average premium for 12 months coverage falls around $676 per person. You can enroll in the plan twice a year, either in September or January, through WeSpeak.

Term 1 Opt-In: For 12 months coverage (Sept – Aug)

September 1st – September 30th

Term 2 Opt-In: For 8 months coverage (Jan – Aug)

January 1st to January 31st

*These dates are subject to change.

Students must be enrolled in 17 units or less at the time signing up for that specific term. Also, those who start in January this coming year will not be placed retroactively to September 1.

Note: You cannot purchase this coverage unless you are insured through OHIP or UHIP. The MSU Health & Dental Plan does not replace basic medical coverage in Ontario, it is a supplement to it.

Expandable List

You can purchase this insurance if you are:

  • Registered as a part-time undergraduate student
  • Enrolled in the Clinical Behavioural Sciences Program (Bachelor’s stream only. Graduate Stream students should contact the GSA).

MAPS has arranged for part-time students to opt-in to the MSU’s Health and Dental Plan. This is the same plan that all full-time undergraduates pay for as part of their ancillary fees. The average premium for 12 months coverage falls around $676 per person. You can opt in between September 1st – September 30th or from January 1st – January 31st.

Please note that:

  • You cannot purchase this coverage unless you are insured through OHIP or UHIP.
  • If you choose to enroll in health and dental coverage in January, you won’t be able to submit claims for expenses incurred before the coverage begins in January.

The higher cost for part-time students is due to a higher anticipated utilization by part-time students who purchase coverage. As all full-time students pay for the plan, but not all use it, their costs are shared over a wider group.

If you have a credit card you can apply online at www.wespeakstudent.com between September 1st and 30th.

Coverage is effective as of September 1st, but automatic billing is not available until the insurance company has verified that you are a student at McMaster, and this may not be complete until mid-October. If you need to incur expenses now, you should keep your receipts and submit a claim for reimbursement.

For more detailed information please visit the MSU’s Health and Dental Insurance page